Best of Simply Money

Conquering Financial Fear: A Behavioral Finance Perspective

On this week’s Best of Simply Money podcast, Amy and Bob unravel the complexities of market fear and investor behavior during turbulent times. They share real-life stories, plus the psychological triggers that influence our financial decisions, all while offering actionable advice to maintain a steady course amid market volatility.
 

The Presidency & Your Portfolio: Separating Politics from Profits

On this week’s Best of Simply Money podcast, Bob and Steve delve into the influence of U.S. Presidents on financial markets. They discuss whether political figures truly impact the economy or if this perception is fueled by media bias and emotional reactions. Using research from Dimensional Fund Advisors, Bob and Steve analyze historical data.
They also provide insights into retirement planning during market volatility, underscoring the crucial role of financial advisors in navigating emotional investment decisions and ensuring portfolio resilience.

Tax Traps That Drain Your Wealth & The 'Too Much Cash' Problem

On this week’s Best of Simply Money podcast, Amy and Bob uncover hidden tax traps that could quietly drain your savings and investments. Learn how to manage capital gains taxes smartly, avoid common IRA tax pitfalls, and navigate the impact of required minimum distributions (RMDs). Plus, they break down how Social Security benefits can unexpectedly trigger higher taxes—and what you can do about it.

Market Volatility Explained, Tax-Smart Investing Strategies, and Aligning Your Portfolio with Your Values

On this week’s Best of Simply Money podcast, Amy and Bob break down recent market volatility and what it means for investors. They’re joined by Allworth's Chief Investment Officer, Andy Stout, who provides historical context on market downturns and insights into managing large portfolios. They also explore how tax-smart trading can enhance portfolios of all sizes, offering key strategies to optimize financial growth. Plus, Andy shares how investors can align their portfolios with their personal or religious values, without sacrificing returns.

Crypto and your portfolio, weathering financial shocks, and generating retirement income.

On this week’s Best of Simply Money podcast, Amy and Bob navigate the complex world of cryptocurrency, offering insights into its evolving role in investment portfolios. They discuss strategies like Bitcoin ETFs as a safer entry point, while also stressing the importance of understanding the high volatility and ensuring investments do not jeopardize long-term financial goals. 

The hidden risks for high-net-worth investors, historic predictions that failed, and the power of diversification.

On this week’s Best of Simply Money podcast, Amy and Bob address the pitfalls of lifestyle creep among high-income earners who often neglect long-term financial planning in favor of immediate gratification. They hit on the often-overlooked impact of taxes on retirement savings, and the importance of a proactive approach to financial planning.
Plus, Amy and Bob answer listener questions on structuring portfolios to balance risk and reward, considering alternative investments like private equity and hedge funds, and the timeless debate of stocks versus diversification.

New Inflation Data, Timing IRA Contributions, and Your 'Ask the Advisor' Questions Answered

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller break down the latest inflation numbers that have triggered unexpected market volatility—and what it all means for your finances. Then, they explain why now could be the perfect time to contribute to your IRA. Plus, in the spirit of Valentine’s weekend, they share tips to protect not just your heart, but also your wallet.
 
 

Surviving Market Volatility Amid Trade War Talks

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller discuss the potential impact of a global trade war on your money. They show how the global economy is connected, especially how tariffs can affect everyday items like lumber and cars. Plus, they examine the volatile market reaction to tariff talks and explain the importance of not making hasty financial decisions based on market predictions.
 

AI Stocks: What Investors Need to Know Now

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller delve into the whirlwind world of AI stocks and the unpredictability they bring to the investment landscape. With discussions around the emerging Chinese AI company DeepSeek and its potential market disruption, they explore the volatility affecting major tech giants like NVIDIA and Broadcom. Amy and Bob also navigate through the intricacies of financial predictions and their implications on your future.
Then, they dive into the pressing issue of including private equity options in 401(k) plans. They weigh the pros and cons, emphasizing the need for financial literacy and understanding the risks involved.
Finally, they tackle the emotional and financial hurdles of divorce. Sharing personal experiences and professional advice, they guide listeners on managing assets, avoiding emotional financial decisions, and building a secure financial foundation for the future.

Unraveling the Psychology of Money: Key Behavioral Traits Impacting Finances

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller delve into the often overlooked yet crucial aspect of financial decision-making - behavioral finance. They explore how common biases like overconfidence, loss aversion, and herd mentality can significantly influence your investment choices and financial outcomes.
Through relatable anecdotes and expert insights, they shed light on the intertwining of psychology and finance. Understand how emotions such as fear and greed can lead to irrational investment decisions and learn strategies to manage these influences effectively. Amy and Bob also discuss the importance of staying informed and maintaining a balanced perspective in a media-saturated environment that often fuels recency bias.