Best of Simply Money

Tariffs, Turmoil, and Tactical Moves

On this week’s Best of Simply Money podcast, Amy and Bob dive deep into the ongoing tariff negotiations impacting international trade and markets. They share their insights into how this volatile environment affects investors, highlighting key market reactions like exemptions on electronics impacting tech stocks such as Apple.
Plus, Amy and Bob cover the current landscape of corporate earnings, emphasizing the lack of guidance from companies and the implications for investors. With Congress grappling with tax laws and the challenges in dealing with international agreements, they suggest listeners brace for continued volatility.
They caution against emotional decision-making and emphasize adaptive strategies, including the potential benefits of Roth conversions during market lows. This episode is a must-listen for anyone looking to understand the complexities of tariffs, trade, and market strategies amidst uncertainty.

Wild Market Swings, Misleading Indices, and Long-Term Strategy

On this week’s Best of Simply Money podcast, Amy and Bob discuss wild market swings and delve into the misconceptions surrounding market indices, particularly the Dow Jones Industrial Average. They explain why it may lead investors astray.
Plus, they provide tips on portfolio rebalancing during volatile times and the role of a fiduciary advisor in navigating these challenges. This episode is a must-listen for anyone looking to better understand their investment choices in today’s ever-changing market landscape.

Investment Anxiety: Navigating the Fear-Driven Headlines

On this week’s Best of Simply Money podcast, Amy and Bob explore the current state of the economy, dissecting the fear-inducing headlines that dominate the financial news landscape. Then, they discuss alternatives to the traditional 60-40 portfolio, aiming to provide listeners with strategies for diversifying investments amid market uncertainty.
Plus, Amy shares firsthand insights on navigating divorce from a financial standpoint, highlighting the pitfalls of clinging to emotionally charged assets and the necessity of being financially informed. The episode concludes with a closer look at how current events, like inflation and egg prices, tie back to overarching financial principles.

Conquering Financial Fear: A Behavioral Finance Perspective

On this week’s Best of Simply Money podcast, Amy and Bob unravel the complexities of market fear and investor behavior during turbulent times. They share real-life stories, plus the psychological triggers that influence our financial decisions, all while offering actionable advice to maintain a steady course amid market volatility.
 

The Presidency & Your Portfolio: Separating Politics from Profits

On this week’s Best of Simply Money podcast, Bob and Steve delve into the influence of U.S. Presidents on financial markets. They discuss whether political figures truly impact the economy or if this perception is fueled by media bias and emotional reactions. Using research from Dimensional Fund Advisors, Bob and Steve analyze historical data.
They also provide insights into retirement planning during market volatility, underscoring the crucial role of financial advisors in navigating emotional investment decisions and ensuring portfolio resilience.

Tax Traps That Drain Your Wealth & The 'Too Much Cash' Problem

On this week’s Best of Simply Money podcast, Amy and Bob uncover hidden tax traps that could quietly drain your savings and investments. Learn how to manage capital gains taxes smartly, avoid common IRA tax pitfalls, and navigate the impact of required minimum distributions (RMDs). Plus, they break down how Social Security benefits can unexpectedly trigger higher taxes—and what you can do about it.

Market Volatility Explained, Tax-Smart Investing Strategies, and Aligning Your Portfolio with Your Values

On this week’s Best of Simply Money podcast, Amy and Bob break down recent market volatility and what it means for investors. They’re joined by Allworth's Chief Investment Officer, Andy Stout, who provides historical context on market downturns and insights into managing large portfolios. They also explore how tax-smart trading can enhance portfolios of all sizes, offering key strategies to optimize financial growth. Plus, Andy shares how investors can align their portfolios with their personal or religious values, without sacrificing returns.

Crypto and your portfolio, weathering financial shocks, and generating retirement income.

On this week’s Best of Simply Money podcast, Amy and Bob navigate the complex world of cryptocurrency, offering insights into its evolving role in investment portfolios. They discuss strategies like Bitcoin ETFs as a safer entry point, while also stressing the importance of understanding the high volatility and ensuring investments do not jeopardize long-term financial goals. 

The hidden risks for high-net-worth investors, historic predictions that failed, and the power of diversification.

On this week’s Best of Simply Money podcast, Amy and Bob address the pitfalls of lifestyle creep among high-income earners who often neglect long-term financial planning in favor of immediate gratification. They hit on the often-overlooked impact of taxes on retirement savings, and the importance of a proactive approach to financial planning.
Plus, Amy and Bob answer listener questions on structuring portfolios to balance risk and reward, considering alternative investments like private equity and hedge funds, and the timeless debate of stocks versus diversification.

New Inflation Data, Timing IRA Contributions, and Your 'Ask the Advisor' Questions Answered

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller break down the latest inflation numbers that have triggered unexpected market volatility—and what it all means for your finances. Then, they explain why now could be the perfect time to contribute to your IRA. Plus, in the spirit of Valentine’s weekend, they share tips to protect not just your heart, but also your wallet.